Card limits for a 20-person team: a starting point
The limits we suggest to new customers, by role, and how to change them without a meeting.
Cards
Dana Whitfield, Guest author
4 min read
Limits are not about trust. They are about making the unusual purchase visible. Set them just above what a normal month looks like and every exception becomes a conversation instead of a surprise.
Where to start
Founders and finance: $10,000 a month. Team leads: $2,500. Everyone else who travels: $1,500. Subscriptions: one virtual card per vendor, locked to that merchant.
Let people ask
A limit request in Merrow takes ten seconds and lands with the right approver. That beats a card with no limit every time.
Apply in about 10 minutes with your EIN and a photo ID. Most companies are approved within one business day, and Essential has no monthly fee.