Approval chains for bills over any amount

Route bills to one, two or three approvers based on amount, vendor or category.

Bill pay

Approval rules used to be one threshold and one approver. Now you can build chains: bills over $5,000 need the controller, bills over $25,000 also need the CEO, and anything from a new vendor waits for a second look.

Approvers get an email and, if you use Slack, a direct message with an approve button.

Open a business account this afternoon

Open a business account this afternoon

Apply in about 10 minutes with your EIN and a photo ID. Most companies are approved within one business day, and Essential has no monthly fee.

Merrow

Business checking, cards and bill pay for US companies with 2 to 100 people.

Merrow is a financial technology company, not a bank. Banking services are provided by Tidewell Bank, N.A., Member FDIC. Deposits are insured up to $250,000 per depositor at each program bank and up to $5M in total through Tidewell’s sweep network; insurance covers the failure of an insured bank. Merrow Visa Business cards are issued by Tidewell Bank. Merrow and Tidewell Bank are fictional names used in this template.

© 2026 Merrow Technologies, Inc. All rights reserved.

412 N High St, Columbus, OH 43215

Merrow

Merrow

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