Virtual cards locked to a single merchant

Create a card that only works at one merchant, such as your cloud provider or ad account.

Cards

A merchant-locked card declines anywhere except the merchant it was first used with. Use one per subscription so a leaked number can only ever pay that vendor.

Existing virtual cards can be locked from the card's settings.

Open a business account this afternoon

Open a business account this afternoon

Apply in about 10 minutes with your EIN and a photo ID. Most companies are approved within one business day, and Essential has no monthly fee.

Merrow

Business checking, cards and bill pay for US companies with 2 to 100 people.

Merrow is a financial technology company, not a bank. Banking services are provided by Tidewell Bank, N.A., Member FDIC. Deposits are insured up to $250,000 per depositor at each program bank and up to $5M in total through Tidewell’s sweep network; insurance covers the failure of an insured bank. Merrow Visa Business cards are issued by Tidewell Bank. Merrow and Tidewell Bank are fictional names used in this template.

© 2026 Merrow Technologies, Inc. All rights reserved.

412 N High St, Columbus, OH 43215

Merrow

Merrow

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