Reserve account now earns 3.6% APY
Money in your reserve account earns 3.6% APY, paid monthly, with no minimum balance.
Accounts
Reserve accounts now earn 3.6% APY on every dollar, paid on the first business day of each month. There is no minimum balance and you can move money back to operating any business day.
The rate is variable and can change. Deposits remain insured through Tidewell Bank's sweep network.
Apply in about 10 minutes with your EIN and a photo ID. Most companies are approved within one business day, and Essential has no monthly fee.