Same-day ACH cut-off moves to 5 pm ET
Payments sent before 5 pm Eastern now arrive the same business day, up from 3 pm.
Payments
We moved the same-day ACH cut-off from 3 pm to 5 pm Eastern. Payments you approve before 5 pm arrive at the recipient's bank the same business day, and the app shows the exact arrival date before you send.
Nothing changes in pricing: same-day ACH stays free on Plus and Scale.
What to check
If you schedule payroll top-ups with a time of day, review them in Settings, Rules. Rules set for 2:30 pm will still run then.
Apply in about 10 minutes with your EIN and a photo ID. Most companies are approved within one business day, and Essential has no monthly fee.